If there is ever any doubt as to just how innovative progressiveinsurancecompanyhas been from a technology standpoint over the past decade or so, just ask the Mayfield Village, Ohio-based carrier's CIO, Raymond Voelker, about the IT organization's stance on buy versus build. "Many times in our history, things that we wanted to deploy were not available on the market to be bought," Voelker explains. "So we focused on building in order to get to market first."

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Clearly, and for some time now, progressiveinsurancecompany 's technology operation and, by extension, the company as a whole have been ahead of the curve

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