Arkansas Auto Insurance

The best place to find affordable Arkansas auto insurance rates is senior citizen insurance .com is a one-stop shopping experience for all your Arkansas auto insurance needs. Our company is an online marketplace where you can comparison shop to help you find the best and most affordable car insurance policy for your needs.

We offer Arkansas auto insurance for residents of major cities and all other areas of the state . Start shopping for your next policy by getting a Arkansas auto insurance quote now.

Residents of Arkansas paid an average of $850 in insurance premiums in 2003 . The national average for 2003 was $914 You may be surprised to learn that insurance rates are not controlled by the state or by insurance companies and with a free market, competition and comparison shopping can help you save. However, even though the Arkansas's were paying less than the rest of the nation, this is still more than they should have paid.

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Rates do sometimes go down. Experts think that 2008 will bring the first decrease in insurance premiums since 2003 . You can expect to see between .5% and 1% of a decrease in the rates for car insurance in 2008 . These types of sites have done this, through technology, by bringing the competition right to the customer so you can get the best possible rates for your auto insurance. You may not even realize how much your own insurance rates have increased over the years, believing you had no choice but to accept higher prices. Within Arkansas auto insurance rates have changed, as in 1999 the average car insurance premium was $721 and in 2003 it was $850 , which is a 17.89% increase.

Don't throw your money away when you can use senior citizen insurance .com to save money on your auto insurance. Request a quote and start saving money today.

MINIMUM STATE INSURANCE REQUIREMENTS

There are some Arkansas state requirements for auto insurance.

Arkansas is a Tort state. This means your insurance carrier, will make payments for your injury claims, and it does not matter who is at fault, up to a certain limit.

You should be aware that the Tort system differs from state to state. You can visit senior citizen insurance .com State Regulators web page for a list of links to all 54 states insurance regulators websites.

OTHER COVERAGES

 There is also optional Uninsured/Underinsured Motorist coverage and Personal Injury Protection (PIP) coverage but Arkansas law does not require it. Personal Injury Protection (PIP) coverage will help to pay for medical expenses for you, the driver, and your passengers that are "reasonable and necessary". UnInsured/UnderInsured Motorist pays for damage caused by a driver with little to no insurance.

It does not matter if you have a spotless driving record or are a high-risk driver senior citizen insurance .com will work hard to find you the best Arkansas auto insurance rates possible in this great state . With the auto insurance statistics dealing with things such as car theft and accidents it is important that you have the best coverage in order to protect both you and your property. senior citizen insurance .com is the best and most convenient way to find the best Arkansas auto insurance rates and coverage possible. Simply enter your zip code and in minutes you can find the best rates and the best Arkansas auto insurance coverage.

There are also links below if you would like to get insurance information on any other of the 50 states.

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